THEBRILLIANCENETWORK.COM’S PRIVACY POLICY

The Brilliance Network™ is committed to safeguarding your privacy online.  Please read the following policy to understand how your personal information will be treated as you make full use of our many offerings.  This policy may change from time to time so please check back periodically.

This policy will let you know:

1.         What personally identifiable information is collected from you;

2.         What cookies are and how they are used;

3.         How your information is used;

4.         Who is collecting your information;

5.         With whom your information may be shared;

6.         What choices are available to you regarding collection, use, and distribution of your information;

7.         How you can access, update or delete your information;

8.         How The Brilliance Network™ treats your personal and financial information;

9.         The kind of security precautions that are in place to protect the loss, misuse, or alteration of your information;

10.       How The Brilliance Network™ protects children's privacy; and

11.       What else you should know about your online privacy.

What personally identifiable information does The Brilliance Network™ collect from me?

We collect information in several ways.  Some personal information is gathered when you register.  During registration, we may ask for your name, email address, gender, zip code, occupation, industry and personal interests.  The more information you volunteer (and the more accurate it is), the better we are able to customize your experience.

In addition to registration we may ask you for personal information at other times, including (but not limited to) when you enter a sweepstakes, contest or promotion sponsored by The Brilliance Network™ and/or our many partners; when you make a purchase using any of the stores on www.thebrilliancenetwork.com; when you make travel arrangements using The Brilliance Network; and when you report a problem with our services.  If you contact The Brilliance Network we may keep a record of that correspondence.  The Brilliance Network™ also occasionally asks users to complete surveys that we use for research purposes.  Wherever The Brilliance Network™ collects personal information we make an effort to include a link to this Privacy Policy on that page.

What are cookies and how do you  use them?

As part of offering and providing customizable and personalized services, we use cookies to store and sometimes track information about you.  A cookie is a small amount of data that is sent to your browser from a web server and stored on your computer's hard drive.  All sites on The Brilliance Network™ where you are prompted to login or that are customizable require that you accept cookies.  (See "What are my choices regarding collection, use and distribution of my information?" for more information on cookies.)

Generally, we use cookies to:

(1) Remind us of who you are and to access your account information (stored on our computers) in order to deliver to you a better and more personalized service.  This cookie is set when you register or "Sign In" and is modified when you "Sign Out" of our services.

(2) Estimate our audience size.  Each browser accessing The Brilliance Network™ is given a unique cookie which is then used to determine the extent of repeat usage, usage by a registered user versus by an unregistered user, and to help target advertisements based on user interests and behavior.

(3) Assist merchants linked to The Brilliance Network™ to track visits to and business at their stores, and to process the items in your shopping basket.  This information collected by cookies is sometimes called "clickstream" or "click trail" and may also describe which pages you have seen in each merchant's store.

(4) Track your progress and number of entries in some of our promotions, sweepstakes and contests.  When a hosted promotion uses cookies, the information written to the cookie indicates the player's progress through the promotion, and may be used to track entries, submissions, and status in prize drawings.

(5) Measure certain traffic patterns and your visiting patterns in the aggregate.  We use this research to understand how our users' habits are similar or different from one another so that we can make each new experience on www.thebrilliancenetwork.com  a better one.  We may use this information to better personalize the content, banners, and promotions that you and other users will see on our sites.

Advertising networks that serve ads onto www.thebrilliancenetwork.com may also use their own cookies.

We also collect IP addresses for system administration and to report aggregate information to our advertisers.

How does The Brilliance Network™ use my information?

Our primary goal in collecting personal information is to provide you, the user, with a customized success experience.  This includes personalization services, interactive communications, online shopping and many other types of services, most of which are completely free to you.  In order to provide services free of charge, we display advertisements.   By knowing a little about you, we are able to deliver more relevant advertisements and content, and hence better service, to you.

In our role of delivering targeted advertisements, The Brilliance Network™ plays the middleman.  Advertisers give us an advertisement and tell us the type of audience they want to reach (for example, males over 35 years old).  The Brilliance Network™ takes the advertisement and displays it to users meeting that criteria.  In this process, the advertiser never has access to individual account information.  Only The Brilliance Network™ has access to individuals' accounts.  This kind of advertisement targeting is done with banner ads.  You will only receive special offers via email from us if you have indicated in your account preferences that you would like to receive them.  You can change your account preferences at any time.

The Brilliance Network™ does research on our users' demographics, interests, and behavior based on the information provided to us upon registration, during a promotion, from our server log files or from surveys.  We do this to better understand and serve our users.  This research is compiled and analyzed on an aggregated basis.  We  may share this aggregated data with advertisers or business partners.

Who is collecting information?

When you are using www.thebrilliancenetwork.com and are asked for personal information, you are sharing that information with The Brilliance Network™ alone, unless it is specifically stated otherwise.  For example, some of our services are offered in conjunction with a partner company.  In order to provide this cobranded service to you, it is necessary for us to share your personal information with our partner company.  If data is being collected and/or maintained by any company other than The Brilliance Network™, you will be notified prior to the time of the data collection or transfer.  If you do not want your data to be shared, you can choose not to allow the transfer by not using that particular service.

Promotions that run on www.thebrilliancenetwork.com may be sponsored by companies other than The Brilliance Network™ or may be cosponsored by The Brilliance Network™  and another company.  Some or all data collected during a promotion may be shared with the sponsor.  If data will be shared, you will be notified prior to the time of data collection or transfer.  You can decide not to participate in the promotion if you don't want your data to be shared.

Please be aware that our advertisers or Web sites that have links on our site may collect personally identifiable information about you.  The information practices of those Web sites linked to The Brilliance Network are not covered by this privacy statement.

With whom do you share my information?

As a general rule, The Brilliance Network™ will not disclose any of your personally identifiable information except when we have your permission or under special circumstances, such as when we believe in good faith that the law requires it or under the circumstances described below.  The following describes some of the ways that your information may be disclosed.

Business Partners & Sponsors:  The Brilliance Network™ may disclose your personal information to business partners or sponsors, but this is specifically described to you prior to data collection or prior to transferring the data.  Some or all data collected during a promotion may be shared with a sponsor.  If personally identifying data about you will be shared, we will tell you before we collect or transfer the data.

Many promotions offer opportunities to request additional information from sponsors.  By requesting more information, you give The Brilliance Network™ permission to transfer your personal information to the sponsor so they can fulfill your request.  In many instances, only your email address will be shared.  If more information will be shared with the sponsor, you will be notified prior to the transfer. 

Merchants:  If you make a purchase from a merchant linked to The Brilliance Network™, the information obtained during your visit to that merchant, and the information you give such as your credit card number and contact information, is provided to the merchants.  This is to enable transactions to take place. 

Merchants linked to The Brilliance Network™ have separate privacy and data collection practices.  The Brilliance Network™ has no responsibility or liability for these independent policies.  For more information regarding the merchant, their store, and their privacy policies, return to that store's home page and click on their Information link. 

From time to time, you may be offered the opportunity to receive materials or special offers from third parties.  If you opt-in to receive information from these third parties, we will (with your permission) share your name and email address with them.

Third Party Data & Data in the Aggregate: Under confidentiality agreements, we may match user information with third party data.  Also, we disclose aggregated user statistics (for example, 45% of our users are female) in order to describe our services to prospective partners, advertisers, and other third parties, and for other lawful purposes.

Other: We may also disclose account information in special cases when we have reason to believe that disclosing this information is necessary to identify, contact or bring legal action against someone who may be violating The Brilliance Network 's Terms and Conditions of Use or may be causing injury to or interference with (either intentionally or unintentionally) The Brilliance Network 's rights or property, other www.thebrilliancenetwork.com  users, or anyone else that could be harmed by such activities.  The Brilliance Network™ may disclose or access account information when we believe in good faith that the law requires it and for administrative and other purposes that we deem necessary to maintain, service, and improve our products and services.

What are my choices regarding collection, use, and distribution of my information?

We may, from time to time, send you email regarding our products and services.  In addition, if you indicated upon registration that you are interested in receiving offers or information from The Brilliance Network™ and our partners, we may occasionally send you direct mail about products and services that we feel may be of interest to you.  Only The Brilliance Network™  (or agents working on behalf of The Brilliance Network™  and under confidentiality agreements) will send you these direct mailings and only if you indicated that you do not object to these offers.  If you do not want to receive such mailings, simply tell us when you give us your personal information.  Or, at any time you can easily edit your www.thebrilliancenetwork.com Account Information to no longer receive such offers and mailings.  You will need your www.thebrilliancenetwork.com Network  ID and Password in order to access your Account Information.

On some types of our promotions, we will ask for your email address in order to update you on your score, entries, and status in prize drawings.  When you participate in these types of promotions, you automatically receive promotion related email, unless you choose the no-email option that some promotions offer.  Occasionally these promotion-related email messages may include targeted advertisements.

You also have choices with respect to cookies.  By modifying your browser preferences, you have the choice to accept all cookies, to be notified when a cookie is set, or to reject all cookies.  If you choose to reject all cookies you will be unable to use those The Brilliance Network™ services that require registration in order to participate.

The Brilliance Network™ does not sell or rent user information to anyone.  We will notify you at the time of data collection or transfer if your data will be shared with a third party and you will always have the option of not permitting the transfer.  If you do not wish to allow your data to be shared, you can choose not to use a particular service or not to participate in certain promotions or contests.

What is The Brilliance Network's policy on allowing me to update, correct, or delete my personally identifiable information?

You may edit your  www.thebrilliancenetwork.com Account Information at any time by using your ID and password.  If you have forgotten your password, please click here to request a new password.  For all other problems signing in to The Brilliance Network™, please click here.

If you are participating in a promotion and you wish to update your email address on the promotions mailing list or to quit a promotion and cease receiving promotion related email, please contact promotionsfeedback@The Brilliance Network .com.

How do you protect my personal financial information?

Keeping your personal financial information private is vitally important to us.

Knowing that you use certain services or features may help us to offer you better and more relevant content and advertisements.  But as with all personally identifiable information, we do not make this available to any third parties without your permission.  Any user statistics that we may provide to prospective advertisers or partners regarding financial product or service usage on The Brilliance Network™  are provided in the aggregate only and do not include any personally identifiable information about any individual user.

Please note that there are several places on www.thebrilliancenetwork.com where you can transmit credit card information in order to complete a purchase transaction or for verification purposes.  Any time we ask for a credit card number we transmit that credit card number to PayPal® in an encrypted format.  PayPal® uses industry standard, SSL (secure socket layer) encryption.

            What security precautions are in place to protect the loss, misuse, or alteration of my information?

Your www.thebrilliancenetwork.com Account Information is password protected so that you and only you have access to this personal information.  You may edit your Account Information by using your ID and password.

We recommend that you do not divulge your password to anyone.  The Brilliance Network™ will never ask you for your password in an unsolicited phone call or in an unsolicited email.  Also remember to sign out of your account and close your browser window when you have finished your work.  This is to ensure that others cannot access your personal information and correspondence if you share a computer with someone else or are using a computer in a public place like a library or Internet cafe.